Taking a loan from Southern Commercial Bank.
Do you need to purchase new machinery for your business or are you considering buying new company vehicles for your employees? For that, capital is required. You are therefore looking for flexible financing options. Is your business growing and is the current space becoming too small? Then it might be time for a new business property. Or is your building in need of renovation after all these years? As an entrepreneur, you know better than anyone how important it is to keep investing continuously. An investment loan offers the right solution and is specifically designed for such purposes.
Investment loan
The benefits of a business loan with us:
- Fast processing – We ensure a smooth and efficient processing of your loan application, so you can quickly access the necessary funding.
- Professional advice – Our experienced loan officers are ready to expertly guide you and find the best financing solution for your business.
- Attractive interest rates – Benefit from interest rates that align with your financial situation and business goals.
- Flexible terms – We offer the possibility to adjust the loan terms based on your specific needs and business circumstances.
For more information about a business loan with us, you can visit our office at Tourtonnelaan 33 or contact us through [email protected].
Interest rates
The interest rates depend on the nature of the loan. We invite you to visit our specialists, with your relevant documents, to explore our interest rates.
Costs
Administration fees: These establishment fees cover the preparation of all essential documents for your loan application, as well as legal and government costs.
Transfer fees: Deeds of your real estate, machinery, and/or inventory lists are required as collateral for the loan. The transfer costs will be directly received by the notary at their office.
Life insurance (optional): We strongly recommend taking out a life insurance policy, as it is important to be well-prepared. With life insurance, you protect your family members and ensure that the loan can be repaid without concerns. Therefore, taking out life insurance is a wise decision.
What do you need to apply for a business loan?
- A copy of a valid identification document (ID card, passport, or driver's license)
- Extract from the population register and nationality declaration from the CBB
- Policy of a life insurance
- Bank statements from the past three months
- Articles of incorporation (NV/VOF/Foundation).
- Business permit
- Extract from KKF
- Business plan and/or investment budget
- Financial statements from the past three years and/or profit and loss statement and balance sheet
- Inventory list including the value (if required)
- Inventory list including the value (if required)
- Extract from the mortgage register
- Photocopy of the land registry map
- Valuation report
- Fire insurance policy
- Purchase/sale agreement
Procedure
De Southern Commercial Bank Southern Commercial Bank understands the challenges and obstacles you may encounter when starting a business, regardless of its scale. We ensure a quick processing of your loan application, so you can access the necessary financial resources as soon as possible.
Contact our experts – Make an appointment or visit us. For a smooth processing, you can bring all the necessary documents with you. You can also reach us via email at [email protected].
Complete application – We will process your application and inform you if any additional documents are required. Based on the submitted documents, the bank will further process the loan application.
Approval – You will receive further guidance once your loan application has been officially approved.
Finalization – The relevant documents will be sent to the notary, insurance agent, and the appropriate authorities for further processing
Settlement – On the day of settlement, you will have the opportunity to sign the important documents at the notary. The bank will handle the further processing, after which the payment will be made.
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